Tips For Safer Online Shopping

The founding of online shopping has made shopping extremely convenient as it introduced a technology that brought everything we need to our fingertips and we only had to select what we wanted, they’ll all be delivered right to your doorstep. However, even though the technology has been introduced, most people are skeptical about online shopping; there could be payment frauds, goods never been delivered, low quality goods delivered, goods are different from what was ordered etc. However, if you take some precautions, you will be able to have safe transactions and reap the maximum benefits of online shopping. So here they are.

Know The Merchant And Their Reputation

A company been in business for quite a long time and made a name for it is quite safe. If they have a physical store and you have been a customer for quite some time, switching to online shopping wouldn’t be that bad since whenever there’s a problem, you can always head to the store. Even if it is a company you have never dealt with, you can do your background research, ask around from friends and family and go ahead with the transaction. Online reviews and comments could be a great help, if you do not have friends and family who know about the site or company.

Avoid Offers That Seem Too Good To Be True

No company would sell products at a loss and if you feel a company is being too generous, they are surely a scam. If the prices are too low for what they offer, the goods could be stolen, they may claim the goods to be out of stock once you pay, they could be selling your financial information to other companies, they might send you extremely cheap substitutes etc. Such sites mostly do not have return policies where you can claim your money back so spending on such sites can be extremely risky. The last thing you need is ordering a pair of classic shoes womens only to find them never delivered to you.

Don’t Give Too Much Information

E-shopping sites ask for your basic payment information, mailing address, telephone, email etc. Such information is obvious hence you need to be prepared to share them. However, if the site is asking for other personal information such as your driver’s license number, social security, band account information, you need to immediately step away. Such sites are waiting to capture your sensitive information and use them for fraudulent activity.

Use A Credit Card Or Paypal

Credit cards and PayPal is safer than debit cards since they do not have access to a bank account. Also, most credit cards have a limit of 50 dollars as a liability on unauthorized expenses. Also, maintain a separate credit card for online shopping so that if something goes wrong, you can quickly contact the bank and freeze and transactions. Also, there are high security procedures for credit card payments than debit cards that makes transactions safer to do.

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